Selling a Unit Linked Endowment
Unit-linked endowment policies were specifically designed for use with mortgage repayment and are being offered by life offices more and more. They differ quite substantially from with-profit endowments in the way they work: As with other endowments, you still make interest payments on the full value of the loan until the investment element has accumulated enough to repay the whole endowment mortgage amount.
For an online valuation and free compensation assessment of your endowment policy click here
Your premiums are used to buy units in a managed fund at the prevailing market price. An assumed rate of growth for the value of the units is used to predict a necessary level for your monthly repayments. The number of units you hold increases over time as more and more premiums are paid. The value of a unit can fluctuate in line with the investment performance of the fund.
Many unit linked endowment policies were miss sold during
the 1980s and 1990s, and you could be suffering now as a result
of this.
You may be one of the 5 million people in the UK who was
miss sold their endowment policy, and it will cost you nothing
to find out. By simply filling out our online form we will
assign an expert in endowment compensation to review your
endowment complaint and with an average payout of £5000
for most endowment claims, with a no win no fee service you've
got nothing to lose.
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