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Endowment Policy Misselling

Endowment policy misselling was a common occurrence and did not attract the regulators attention until the guarantee was taken away. To discover if you have a case for endowment compensation or simply to get a free valuation please complete the online form

People would buy their endowment policy because they were led to believe by an advisor that it was the most popular way to pay off their mortgage. This however wasn't always the case and many people have been left short because of this.

With the downturn in the stock market, endowment policies have dropped considerable in value. You maybe a victim of endowment policy misselling and may even be considering surrendering your endowment policy. However, you can fill out our online form and we'll submit your endowment policy details to the leading endowment policy buyer who could help you get up to 35% more than its current surrender value from your life office.

There are two ways of repaying your mortgage: the repayment mortgage and the interest-only mortgage. An interest-only mortgage means you make two separate payments each month. The first payment is to the mortgage lender as interest on the loan.

The second payment is to a savings scheme (in previous years, this was most commonly an endowment policy) which aims to grow over the period of the loan, say 25 years, into a sum which will pay off the original amount borrowed (the 'capital').

Have you found yourself asking these Questions?

What does mortgage endowment policy misselling mean?

Was I mis-sold an endowment?

How would I know if I was missold?

A mortgage endowment has been missold when the adviser who sold the product did not fully explain how the endowment worked and did not ensure it was the most suitable product for you to pay back a mortgage.

Just because you have a shortfall on your endowment mortgage policy does not mean you were missold. Currently many endowment mortgages are expected to fall short of the target amount to pay off the mortgage.

There are a range of things for you to consider if you think your mortgage endowment policy was mis sold. We have setup a form which enables you to realise the true value of your investment as well as checking eligibility for claiming endowment policy misselling compensation.